Dating and credit scores
While other dating sites use various methods to match people looking for a partner, Creditscore cuts right to the chase and matches couples based on their credit scores.
Members create a profile like they would on any other dating site, including relevant information a potential partner might reasonably want to know.
The lower your credit score, the more risky they feel it is to lend you money, and the higher interest rates they will charge if they are willing to approve your loan request at all.
So while you’re trying to impress your date, try not to go into debt doing so!
Not too surprisingly, there are even entire dating sites that match potential partners on your credit score alone!
Financial adviser Suze Orman believes this is so important that she’s known for telling people “FICO first, then sex.” Translation: Find out your date’s FICO score — a measure of how likely someone is to pay their bills on time or repay a loan — before getting more serious about a relationship.
Now, a new analysis from researchers at the Brookings Institution, the Federal Reserve Board and UCLA suggests credit scores may also offer important insight when it comes to long-term relationships.“We find that the farther apart the two people’s scores are, the more likely they are to separate,” Jane Dokko, one of the authors, told TODAY.“One possible explanation is the idea that the credit scores don’t just measure how likely you are to pay your bills on time, but that particular behavior is generally correlated with more general reliability, or how trustworthy you are.”You may already be familiar with credit checks when you get a mortgage, buy a car or apply for a job.
A person who fulfills his financial commitments — like repaying a loan — may be equally serious about his commitment to be faithful and supportive of his spouse.